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Services > Debt Advice

Debt Advice


Should I pay down my debt, or should I invest?


Good question, but there is no stock answer for every situation. Everyone's wealth management plan is unique so we look at a number of factors in determining the debt's priority in the allocation of disposable income.

  • What interest rate is the debt at?

  • What are the terms and structure of your debt?

  • What is the purpose of the debt?

Are questions that all come into play. If it is high interest credit card debt, it should be a priority to pay this down before focusing on meaningful financial goals. However, other debts like student loans, car loans or leases, lines of credit and mortgages may be looked at differently.

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